ATM Safety Tips

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See also: ATM Safety Tips, Credit Score Tips, Getting Out of Debt, Personal Income Tax Filing, Using Credit Card On Internet,Personal Finance Tips,Money-saving Tips


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Contents

What you need

  • You
  • A friend, if going to an ATM at night
  • An ATM card
  • An ATM
  • A remembered PIN
  • A safe place to keep your ATM card


Procedure

  1. Insert your card into the ATM and wait a few seconds until the ATM checks your ATM card.
  2. Select a language. Some ATM'S will recognize the language of your ATM card for faster service.
  3. Enter your PIN, or Personal Identification Number and press Enter. Press Clear if you make a mistake.
  4. Select a transaction.
  5. If depositing, select the account you wish to deposit money into. Put your money you wish to deposit in an envelope and seal it. Put it in the deposit slot.
  6. If withdrawing, select the account you wish to withdraw money from. Either select or enter the amount of money you wish to withdraw and press Enter.
  7. When the ATM asks you if or if not you want a receipt, press Yes or No. It's smarter to select Yes.
  8. Wait while your transaction is being processed.
  9. When the ATM asks you if or if not you want to make another transaction, select Yes or No.
  10. When the ATM beeps, take your ATM card, cash, and receipt. MAKE SURE YOU TAKE YOUR RECEIPT!
  11. The ATM will thank you for using it, and ask you to come again.

General ATM safety tips

  • All ATM's have Braille either on the ATM keypad itself or beside the ATM keypad for the vision impaired. Some also have different tones for the buttons, or a headphone jack. If this is needed, use the headphone jack instead.
  • Use familiar ATMs in preference to unfamiliar ones. You will be better able to recognize anything unusual, you will have a better knowledge of escape routes if necessary, and you will know if there is a service charge.
  • Inspect the ATM machine for signs of tampering, and look around for suspicious activity. Leave if anything is out of the ordinary.
  • Stand close to the ATM. Use your body to block other's view of the screen.
  • Please stand several feet away from the ATM when others are using it, to avoid looking suspicious.
  • Never share your PIN with anyone, not even friends or family. Change your PIN if someone else learns what it is.
  • If the machine prints you a reciept, take it, and do not throw it away anywhere near the ATM. Scam artists may be able to use it to steal your personal information.
  • Be sure to end the transaction, get your card, and check that the balance information is correct before leaving the ATM.
  • If using an ATM at night, be sure to do so in a well-lit area where others are likely to be within earshot. Park as close to the ATM as possible. If possible bring a friend, or come prepared for possible trouble. Use similar precautions if using an ATM in a dangerous or unfamiliar area.

Improve security

  • Encourage your bank to install visible security cameras in all their ATMs. These help to reduce fraud.
  • Encourage your bank to require that the machine asks for the +3 digits on the back of the card.
  • Complain to the banks, and city officials if you find an ATM in an area with poor visibility, lousy parking, or insufficient light at night.

Sources/Reference

  • Various internet resources
  • Word of mouth

Authors


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